What is the Bajaj Finserv Insta EMI Card?
The Bajaj Finserv Insta EMI Card is a payment instrument used to convert all your purchases into easy EMIs. The Bajaj Finserv Insta EMI Card is almost like the Bajaj Finserv EMI Network Card; the major factor separating the two is the fact that the former can be activated online entirely.
Moreover, the procedure is instantaneous, devoid of any sort of holdup. The Bajaj Finserv Insta EMI Card allocates a customer identification number through which the cardholder can fulfil the need for myriad goods and services, by availing a loan from Bajaj Finserv. The Insta EMI Card, sanctions conversion of high-end bills into reasonable and convenient equated monthly instalments (EMIs). Additionally, the Insta EMI Card comes with a pre-approved loan of up to Rs. 2 lakh.
How has online and offline shopping been rendered convenient?
If you apply for Bajaj Finserv Insta EMI Card, you can put it into proper use while purchasing goods and services. Bajaj Finserv has partnered with over one lakh stores to provide the provision of no cost EMIs to its customers. You can relish unbelievable discounts and other deals on select products on all the major e-commerce platforms while using the Insta EMI Card.
The Insta EMI Card further enables you to access the Bajaj Finserv EMI Store with added advantages. You will be meted out a partial treatment if you fulfil your shopping requirements by purchasing from the EMI Store by utilizing the Insta EMI Card.
Perks such as no cost EMI and zero down payment facility are accessible to the cardholders. Equated monthly instalments (EMIs) permit the breaking down of towering bills into small, easily payable segments, and thus renders online shopping convenient.
When the burden of settling the amount gets distributed over several months, several high-end items can find a way into our homes. Without the facility of EMI, we would remain deprived of availing several commodities whose bills are not feasible to settle all at once.
Offline shopping is not to be left far behind, as the partnership of Bajaj Finserv with popular merchant outlets and business chains like Reliance Digital, Croma, Vijay Sales, Bajaj Finserv Markets, Amazon, Flipkart etc. only spell out enhanced savings for the consumers.
Pre-approved loan with Bajaj Finserv Insta EMI Card
The Bajaj Finserv Insta EMI Card is equipped with the feature of a pre-approved loan of up to 2 lakh INR. This sanctions the use of this card at numerous partner outlets (ranging over 1 lakh), spread across more than 1,900 cities.
No cumbersome paperwork or documentation
Paperwork consumes a significant amount of time and complicates the process. This is not the case with the Bajaj Finserv Insta EMI Card. If you wish to own the Bajaj Finserv Insta EMI Card, apply online without furnishing a single document. This Insta EMI Card is exclusively accessible in digital format, which further renders it convenient. Remain free from the trouble of carrying a physical card, and simply access it via the Bajaj Finserv Wallet app.
What is the eligibility age to apply for a Bajaj Finserv Insta EMI Card?
If you are between 23 and 65 years of age and you have the supporting KYC documents, you can apply for Bajaj Finserv Insta EMI Card.
Minimal steps to access the Insta EMI Card
To get your hands on the Bajaj Finserv Insta EMI Card, which is available in digital form, you need to follow a few uncomplicated steps. First and foremost, you will need to furnish some basic details and check the pre-approved limit on the card. Validate your personal details and pay the joining fee, which amounts to 567 INR. As soon as the fee is settled, get access to your card via the Bajaj Finserv Wallet application installed on your smartphone.
What all documents do you need to submit to get an Bajaj Finserv Insta EMI Card?
You don’t need to submit any documents to get your Insta EMI Card. All you need to do is keep ready the following details ready:
- PAN Card
- AADHAAR Number for KYC confirmation
- Bank A/C No. and IFSC Code for mandate registration
How do you use the Bajaj Finserv Insta EMI Card?
Just like the EMI Network Card, you can shop using the Insta EMI Card at any of our online and offline partner stores on easy EMIs. All you need to do is, provide your card details and verify your purchase with an OTP sent to your registered mobile number.